Many of my blogger friends have endured comments (ranging from curious to threatening) about how much money they spend, how much shopping they engage in, and how they suck because of it.
While I have been lucky enough to avoid the rude anonymous comments (so far), I have been on the receiving end of such words (from family members, friends, coworkers...) and I am sure they exist if only in some people's minds.
Yes, I spend a large portion of my income on shopping (most of the rest of it pays for my education right now, if you want to know the truth) and I don't make a whole lot of money. A lot of people don't seem to have quite so much left after the bills are paid, and I have to assume it is because of many things that people don't think twice about. How do I end up with so much shopping money? What don't I buy?
Cable TV
Cable is expensive. No, really. Many people pay that bill each month without even thinking about it, but after years of not having cable, dish, DirecTV, or whatever else it is called, I realize that I don't miss it. I quizzed a family member about their cable bill, and the answer made me nearly wet myself: over $150 per month for TV and internet service. On the other hand, I have the fastest wireless I have ever used...and I pay $19.95 per month. $150 per month is like a pair of mid-range shoes. Eek.
Soda/Designer Coffee
I used to be a diet soda addict. I could drink 6-12 diet root beers a day. Since going raw and kicking out chemicals, I quit the diet soda habit. My husband pats himself on the back for cutting back to one soda per day, but it's still a lot (in my opinion). Besides the fluoridated water and HFCS (or aspartame, or Ace-K) you are consuming, soda can get pricey. Most people grab a 20oz bottle. Right? Around here they go for $1.29 plus tax to $2 out of a machine. I also used to be a Starbucks addict. Quitting dairy helped with that (no more $4 cappucinos five days a week) but what really killed the habit was swearing off tap water and switching to 100% organic coffee. Even the $2 a day Americano adds up. No diet Dr. Pepper, no Starbucks...even at only five days a week, that's a top from Anthropologie.
Magazines
At one point, I was buying about 40 magazines every month. All the fashion magazines, all the fitness magazines, yoga magazines, spa magazines...holy crap. Magazines are about $3.95-$4.95 apiece, so...yikes. Even one a week seems like a lot to me now. I subscribe to Yoga Journal for $10 a year. And that is it. I should have just thrown dollars into my recycling bin, since all the information in most magazines is recycled anyway, and all the ads are for stuff I probably won't buy. All those magazines I was buying? That's like a monthly payment on a Kia. Which brings me to my next thing...
Car Payment
I have an old car. I like my old car. I am not sure I will ever buy a brand new car. Nothing wrong with having a car payment, I just don't have one.
Cigarettes
I have a friend who lives in a city that charges much more for a pack of cigarettes than my city does. She and I both used to smoke a pack a day. I quit a few years ago. A pack was about $4 then. That's about $120 a month. She once wondered about my purchase of a $300 bag, when I could get a "perfectly good one" from Payless for $30. I pointed out that I no longer buy smokes (which in her city cost over $8 a pack--yikes). Trade the smokes and the Payless bag in, and there you have your $300 bag. And I have cleaner lungs. I know quitting is hard, but trust me...it's worth it. And you won't gain weight unless you replace the smokes with candy, chips, other food, or soda.
Bars/Alcohol
I love a good glass of wine. I just don't drink it every weekend. I have seen some girls' nightly bar tabs. I don't spend $50-$75 each Friday and/or Saturday for drinks in clubs. (I buy shoes instead!)
Restaurants
I once dated a guy who ate out three meals a day, every day. We were totally at odds (but, er, the sex was good, so...yeah. Sorry for the TMI, but that could be why I put up with it.) He always argued that when you added up the cost of groceries plus the time it took to prepare food, eating out was less expensive. I think he was nuts. (Also, incidentally, the once greyhound-lean guy looks kind of like Jabba the Hutt now. And that is sad.) Anyway, since I'm raw vegan, most restaurant food is out. If you like steak and lobster, go out and eat it once a month!...but don't come home from that meal to yell at me for a $100 dress. Because your $50 meal will be, er, in the toilet soon. And my dress will be in my closet. (Hi, Mom!!!)
Hair Salons/Nail Salons
I do my own hair after years of spending up to $200 every 5-6 weeks. I don't get fake nailz (they are bad for your real nails, anyway) and I do my own manicures/pedicures. (Yes, my nails look like crap right now, but they strangely look about the same as they did when I did get manicures every two weeks.) Once a month, twice a month...at least $30 for both, and often more. I'm saving my cash for something else.
Tanning
I used to be a tanning bed addict, but I quit. Even before I did, I spent $25 a month on my membership, surely money you can find in the couch cushions. However, many girls are serious about their tanning, and can spend up to $200 a month to bake in a bed. Even the $25 a month that I save gets me something nice, like new tights or a top on sale. I'll take the $25 and hold the wrinkles, please!
Communications
Yes, I am one of those people who kind of freaks if I leave my phone at home. However, I don't have my life inside the thing. I pay for phone service and unlimited text messages. I don't pay for zillions of iPhone apps, internet service, etc...and I don't pay for a landline. Someday I may join club CrackBerry or the iPhone clan, but until then, I sign over my $65 a month and know that it's about half of what many other people pay.
And it works for me.
Children
I don't have children. I am not saying there is anything negative or positive about having children, I am just pointing out that they are expensive, and they are a responsibility that you must consider if you have them.
Dog Groomers, Car Washers, House Cleaners, etc...
There are tons of other things that many people delegate to service professionals, and I do myself (or at least, ask my husband to do himself.) I bathe my dogs, wash my car, clean my own toilet.
...and things I do buy or pay, with care...
Gym Membership
I think this one is important--trying to jog outdoors can get boring, and difficult in certain weather. Around here, I have seen gym memberships that are $40-50 a month...up to over $100 a month. I don't need a bathroom attendant , I just want clean machines that work and good hours of operation. I pay $22 to have 24-hour access to over six clubs in my area. Free group classes, too. Just be firm and say no to the personal trainer they push at you.
Organic Food
I buy organic food as much as possible, meaning, when it is available. I shop several stores for the best price and ask for bulk discounts for cases when it is close to closing time. Sometimes it works.
Student Loan
I funded the completion of my undergrad degree with a (quite large) student loan. It is the only debt I have, and I hate paying it, but that BA got me into grad school, so it was worth it.
There you have it. I am sure there are many other things that I don't buy, but this is the list of biggies.
I will conclude by saying that I did not give up any of these things in order to fund my shopping habits. These are things I don't buy by choice; it is just a nice "side effect" that not spending on them allows me more shopping dollars. This is my personal list, not a guideline or a judgment.
What don't you buy?
Saturday, March 27, 2010
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I enjoyed this post. I've made a whole lifestyle out of not buying things, including many of the things you mentioned. (I don't smoke or drink. I don't go to salons. I don't have kids. etc.) I am semi-vegetarian and into nutrition, so I don't buy a lot of soda or other junk food.
ReplyDeleteAt the moment, all I can think to add is that I don't even have a cell phone. Oh, and I also don't have health insurance, although it's looking like that may change soon...
Funny, I almost mentioned that I don't buy health insurance, but was afraid of the ridiculous political argument it might cause.
ReplyDeleteEven though I have an autoimmune condition, I don't patronize any conventional medical outlets. I see a naturopath, who has been the only one to actually help, and insurance laughs at that, so it has proven useless. I don't take pharmaceuticals, and don't do the vaccination thing.
No phone, though, I have to say that is brave. Especially if you have a broken gas gauge (um, hi) and frequently forget how long it has been since your last fill-up.
(I never said my car was perfect. I said I love it. Not that it's perfect.)
Thanks for sharing all of this Coco and love the idea of it. I agree with you that it's always about making decisions on how to spend your money, and I am quick to stay in and eat at home because the money saved could be used for clothes that are here to stay, instead of a meal that gets devoured in 15-20 minutes, and then nothing to show for it!!
ReplyDeleteI don't have a fancy phone and even stay away from internet use just b/c I don't need it 24/7. Cable is included with our rent so no funding there, and I don't even have gym membership since I enjoy running outdoors and lifting weights at home.
I'm currently a grad student and I work so I clearly realize I spend money on clothes that should probably go towards paying back loans, but I know that once I get a job I'll be in a sound position to start paying back...
I liked this post. It's really insightful. I feel myself justifying a lot of my purchases and have gotten complaints on my blog that the styling I do is too expensive. Its odd really. I felt like I had to style differently; but then decided screw it. It's my blog; and my clothes I'm gonna get... don't like it don't read it.
ReplyDeletehttp://senseofstyleiseternal.blogspot.com/
I understand. I go to the dentist once a year but never to doctors. My health isn't the greatest (I have allergies and arthritis and a bunch of other problems), but people don't realize how much can be done without drugs or surgery. I do spend a lot on supplements, but I benefit from it.
ReplyDeleteAbout the phone: I get away with that because I don't drive! If I did, I would want a cell phone for safety. At home I still use a land line.
Hey Coco!
ReplyDeleteYou and I are the same page with this! :)
I do buy lots of clothes, and too many shoes, but I would NEVER buy a Starbucks coffee. Some people don't get that about me. I am very frugal in most areas of my life, which leaves some bucks for my fun stuff!
Well said. We all pick and choose where our money goes. I stop by your blog every once in a while and am now researching Everyday Minerals (well, and Jane Iredale too). I currently use Arbonne, but they stopped carrying the shade I use. Ugh. Also, I'd love to hear your opinion on cleaning products. I tend to use Seventh Generation most often, but am curious what your opinions are. Thank you.
ReplyDeleteWow, thanks for so many responses!
ReplyDeleteSunnyinspiration, I do use a lot of seventh generation, but I am also partial to using Dr. Bronner's soap for a lot of things. There is a spray cleaner called Nature's Miracle that I use to clean up pet messes (I have three chihuahuas...not sure if you have pets) and I love ECOVER laundry soap. I don't do dryer sheets, but if you like something in the dryer, you can get little bags of dried lavender that last a few cycles, and then can be used as drawer sachets.
I also have a few Jane Iredale cosmetics, but could never find a base that worked for me.
Wow! That's fantastic and definitely motivating! What gym membership gives you access to so many gyms with classes included and the price? I haven't been following your blog for very long, but I am super interested in your health aspect, i.e. food and working out. I would love to read more about your regimen, workout advice, and other tips you know of to maintain a healthy body size! Seems like you do a great job at that, and you can be very motivating to other people who are struggling with their weight!
ReplyDeleteAnonymous-Thanks for reading! I am trying to integrate more food/workout posts to balance out all the shopping posts.
ReplyDeleteMy gym is called Club Fitness but I am not sure if it is just local, or if it is an extended chain. The classes aren't yoga-studio caliber, and it is super-crowded between 5-7pm, but they keep the machines clean and updated, and some are open 24 hours.
I just came across your blog from another anthro blog.
ReplyDeleteThis post is really awesome to me because I have in my life gotten a lot of criticism from people about my traveling and shopping habits.
But they fail to recognize all the things I don't spend money on (a lot of the same ones as you - junk food, cigarettes, booze, cable, car payment - i have an older car too and don't want a new one even though i could afford it). Glad to see someone else shares my philosophy on this!